Best Capital One business credit cards for 2021

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Capital One is well known for its rewards credit cards for consumers, including popular options like the Capital One Venture Rewards Credit Card and the Capital One Savor Cash Rewards Credit Card. However, there are just as many Capital One business credit cards to pick from, and that’s true whether you want to earn flexible cash back or rewards you can redeem to cover travel expenses.

If you’re in the market for a business credit card, then the best Capital One business credit cards are worth considering. Not only do business cards from Capital One offer valuable rewards and cardholder benefits, but each one offers free employee cards for workers, as well as no foreign transaction fees.

Our ranking highlights the top Capital One credit cards you should consider based on factors like each card’s rewards rate, as well as sign-up bonuses and annual fees.

Bankrate’s picks: Best Capital One business credit cards for 2021

  • Capital One Spark Cash for Business: Best for earning cash back
  • Capital One Spark Miles for Business: Best for travel
  • Capital One Spark Cash Select for Business: Best cash back option with 0 percent APR
  • Capital One Spark Miles Select for Business: Best miles option with 0 percent APR
  • Capital One Spark Classic for Business: Best for imperfect credit

Capital One Spark Cash for Business: Best for earning cash back

The Capital One Spark Cash for Business rewards business owners with a generous welcome bonus and an easy-to-understand earning rate. New cardholders can earn a $500 cash back bonus when they spend $4,500 within three months of account opening, and that’s on top of the 2 percent cash back offered for each dollar spent. The $95 annual fee is waived for the first year.

Capital One Spark Miles for Business: Best for travel

The Capital One Spark Miles for Business offers a similar structure as the cash back version of this card, yet your rewards are good for travel instead. New cardmembers get the chance to earn 50,000 miles when they spend $4,500 within three months of account opening (equal to $500 in travel), as well as 2X miles for each dollar spent. Rewards can be redeemed to cover any travel purchase charged to the card, or they can be transferred to Capital One airline and hotel partners. Cardholders also receive up to a $100 credit toward the Global Entry or TSA Precheck application fee. A $95 annual fee applies, but it is waived the first year.

Capital One Spark Cash Select for Business: Best cash back option with 0 percent APR

The Capital One Spark Cash Select for Business starts new cardholders out with a $200 bonus when they spend $3,000 within three months of account opening. Purchases charged to the card also earn a flat 1.5 percent back in rewards, which can be redeemed for cash back in any amount. This card doesn’t charge an annual fee, yet cardholders can save money with 0 percent introductory APR on purchases for 9 months, followed by a variable APR of 13.99 percent to 23.99 percent.

Capital One Spark Miles Select for Business: Best miles option with 0 percent APR

The Capital One Spark Miles Select for Business is another Capital One business card with no annual fee. Cardholders can earn a 20,000-mile bonus when they spend $3,000 within three months of account opening.  Rewards can be redeemed to cover travel expenses charged to the card, or for transfers to Capital One hotel and airline partners. This card also grants new cardholders an introductory 0 percent APR on purchases for 9 months, followed by a variable APR of 13.99 percent to 23.99 percent……Read More>>

 

Source:- bankrate